Interest Rate

Transparent Loan Rates

Financing That Moves at
Your Pace

Clear, honest repayment schedules — from 6 to 60 months. Secured and unsecured options tailored to your needs.

12%

APR — Secured

18%

APR — Unsecured

RM50k

Loan up to

Months max tenure

Monthly Repayment Tables

Choose Your Loan Type

Select the loan type that suits you to view the full repayment schedule across all tenures.

Unsecured Personal / Business Loan

No collateral required · Fast approval · Flexible terms

18% APR

Loan Capital	6 Months	12 Months	24 Months	36 Months	48 Months	60 Months
RM 1,000	RM 1,090total repayment	RM 1,180	RM 1,360	RM 1,540	RM 1,720	RM 1,900
RM 5,000	RM 5,450	RM 5,900	RM 6,800	RM 7,700	RM 8,600	RM 9,500
RM 30,000	RM 32,700	RM 35,400	RM 40,800	RM 46,200	RM 51,600	RM 57,000
RM 50,000	RM 54,500	RM 59,000	RM 68,000	RM 77,000	RM 86,000	RM 95,000

Secured Loan

Lower rate with collateral · Ideal for larger amounts · Longer tenures available

12% APR

Loan Capital	6 Months	12 Months	24 Months	36 Months	48 Months	60 Months
RM 1,000	RM 1,060total repayment	RM 1,120	RM 1,240	RM 1,360	RM 1,480	RM 1,600
RM 5,000	RM 5,300	RM 5,600	RM 6,200	RM 6,800	RM 7,400	RM 8,000
RM 30,000	RM 31,800	RM 33,600	RM 37,200	RM 40,800	RM 44,400	RM 48,000
RM 50,000	RM 53,000	RM 56,000	RM 62,000	RM 68,000	RM 74,000	RM 80,000

Quick Estimator

Calculate Your Repayment

Use the tool to get an instant estimate. Speak to our team for an official quote tailored to your profile.

Loan Type

Loan Amount — RM 10,000

Tenure — 24 months

Estimated Total Repayment

RM 11,800

≈ RM 492 / month · Interest: RM 1,800

Why Choose Us

Trusted Financial Partner in Melaka

We combine expertise, transparency, and care to help you make the right financing decisions.

Secure & Confidential

Your financial information is handled with strict confidentiality. We employ robust security measures to protect your data throughout the process.

Expert Advisors

Our team brings years of financial industry experience, giving you professional guidance to choose the right loan structure for your goals.

Flexible Tenures

Repayment plans from 6 to 60 months let you match your cash flow. Short-term or long-term, we have a schedule that works for you.

Responsible Lending

We are committed to responsible financial practices, ensuring every loan we structure empowers your business to grow sustainably and ethically.

Ready to Get Started?

Talk to our advisors today and get a personalised repayment plan based on your actual needs.

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